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Loan Details

Loan Amount (₹)

₹1L₹30L₹1Cr

Annual Interest Rate (%)

5%8.75%20%

Loan Tenure (Years)

1 yr20 yrs30 yrs

Lumpsum Prepayment

After Year

Month (0–11)

Amount (₹)

Benefit Mode

Keep EMI same, close loan earlier

Income Tax Benefits

Property Type

Your Tax Bracket

Monthly EMI

—

Total Interest

—

Total Payments

—

Loan Closes In

—

Cost Breakdown

Total Outflow

EMI Breakdown Chart

Hover bars for details

Interest

Principal

Prepayment

Balance (right axis)

Amortisation Schedule

Rate Sensitivity

Rate Change Simulator

Drag to see how a future rate hike or cut affects your EMI and tenure.

Simulated Rate 8.75%

5%20%